Intentional destruction Not all harm is accidental. So if anyone deliberately damages your car, that’s covered at the same time. Reduced surplus for windscreens Chipped and damaged glass could be a hassle, and expensive to restore. We provide reduced surplus for promises that entirely involve windscreen, window glass or sunroof https://www.realestate.com.au/agency/bmp-property-management-sunshine-coast-WOAPJL