And, it's an additional trust entity. The idea, I suppose, is actually encourage transferring. The first "5" in the equation represents the 5 people can call our friends, associates, etc. View: http://www.lawrence.com/users/moto8888/ Let me give you' specific . As all experienced Internet marketers know, "the funds are in the list." http://molbiol.ru/forums/index.php?showuser=1220876